First Time Buyers
Buying your first home can be a daunting and stressful process. The team at Essex Mortgages have helped hundreds of First Time Buyers get on the property ladder.Our First Time Buyer Mortgage experts are on hand every step of the way to help to ensure that you get the right mortgage.
As a mortgage is secured on your home, please note, your home may be repossessed if you do not keep up repayments on your mortgage.
First Time Buyers
Find your first home and we will help find you the right mortgage.
Agreement in principle
Our experts support our first time buyer clients at every stage of the application process, which includes when you apply for an agreement in principle – a figure which lenders provide to give an indication of how much they could lend to someone.
We’re part of your journey
Having an expert mortgage broker by your side can make the process of purchasing your first home much simpler and easier.At Essex & Suffolk Mortgages Ltd, we’re passionate about supporting people to take their first steps on the property ladder. Our clients’ needs and requirements vary from individual to individual, so we always go the extra mile to help to secure first time buyer deals which could help make their dreams a reality.
How much can I borrow?
When searching for your first property, it’s a good idea to have an idea of how much you are likely to be able to borrow, based on your salary and other financial circumstances. Our expert team can provide an indication of this – so please get in touch with us.
Help when buying your first home
With over 25 years of combined experience, our mortgage experts have helped individuals and couples find the right mortgage deals when buying their first home. We support our clients to find the right solution to suit their individual needs, and will source our mortgages from a vast pool of banks and lenders.
Buying your first home is exciting, but at times it can be a daunting prospect. We are here to ensure that the process is a positive one from start to finish; from guiding you at the first steps to find out your deposit goals to talking you through how much you can lend based on your circumstances.
We can take you through the deposit guidelines (on where the funds can come from) to an acceptable level and provide you with all the required documents to ensure that when a mortgage application is made all the reference checks are complying with the lender’s requirements.
Getting things right the first time around is our priority for our clients to allow a seamless process.
How much could you borrow?
Please call us today and we can discuss your needs, every client is different and we can personalise your mortgage requirements